Insurance & Payment at Disc, Spine & Decompression
Patients often search for an "affordable chiropractor Austin", "self-pay chiropractor Austin", "out-of-network chiropractor Austin" or "does insurance cover spinal decompression". Here is how payment works at our Westlake Austin clinic: we are a patient-pay (self-pay) practice. We keep pricing simple and transparent and do not bill commercial health insurance directly — instead we give you an itemized superbill you can submit to your own insurer for possible out-of-network reimbursement.
A Patient-Pay (Self-Pay) Practice
We do not bill commercial health insurance plans directly. This keeps our scheduling simple and avoids the delays and surprise denials that come with insurance pre-authorization. You pay at the time of service by card, digital wallet, cash or check.
Superbill for Out-of-Network Reimbursement
Many PPO plans reimburse a portion of out-of-network chiropractic or spinal-decompression care. On request we provide an itemized receipt called a superbill — with the diagnosis and procedure codes — that you submit to your insurer yourself. Whether and how much you are reimbursed is determined entirely by your own plan, so we recommend calling the member-services number on your insurance card to ask about out-of-network chiropractic benefits before you start care.
Auto Accident & Personal Injury
Care after a motor-vehicle collision or work injury is handled differently from routine health insurance. These cases can often be billed through your auto claim (PIP / MedPay), your attorney, or a Letter of Protection. If you were in an accident, tell us at your first visit and we will explain the documentation involved.
Questions Before You Book
If you are unsure how payment or reimbursement would work for your situation, call (512) 815-7447 and we will walk you through it before you schedule. There is no obligation and no pressure.
Care available here
Frequently asked
Do you take my insurance?
We are a patient-pay practice and do not bill commercial health insurance directly. We provide an itemized superbill you can submit to your own insurer for possible out-of-network reimbursement.
Will my insurance reimburse me?
That depends entirely on your individual plan. Many PPO plans reimburse part of out-of-network care. Call the member-services number on your insurance card to ask about your out-of-network chiropractic and decompression benefits.
What about an auto accident?
Auto-accident and personal-injury care can often be billed through your auto claim (PIP), attorney or a Letter of Protection. Let us know at your first visit and we will explain the process.
How can I pay?
We accept credit and debit cards, digital wallets (Apple Pay, Google Pay, Venmo), cash and personal checks, processed securely in our office.
Ready to feel
better today?
Walk in, call, or book online. Dr. Ruiz will assess your condition and begin treatment the same day — no referral required.